Our client investment plans are based on a balanced investment portfolio containing short-term, intermediate-term and long-term investments. The investment portfolios include a blend of high grade assets invested to produce capital appreciation and current income. The investment plans take into account the levels of risk comfortable for the client. Each of our clients have different portfolios taking into account their personal goals, ages and agreed upon risk tolerance levels. Each securities account is maintained and owned directly by the client. No withdrawals may be made by anyone other than the client owner. The goals of our investment plans are for preservation, protection and growth of our clients assets. We are always available to our clients to speak about their current investments and plans for their future.

INVESTMENTS IN NO-LOAD MUTUAL FUNDS WITH EXCELLENT PERFORMANCE RECORDS

Long-term investment plans are based upon the fundamental use and benefits of various types of mutual fund investments. Mutual fund investments are used very effectively in achieving many of our clients’ investment goals. As the investment plan develops, mutual funds are periodically acquired for the investor client. Each fund has its own stated investment purpose and objectives. Most of the domestic diversified mutual funds acquired have been operating for long periods of time, their respective fund investment managers having demonstrated very successful investment performance records.

THE CLIENT’S SECURITIES BROKERAGE ACCOUNT

Each of the managed client investment securities brokerage accounts are established at Fidelity Investments, one of the most highly respected investment brokerage firms in the nation. We are a member of the Fidelity Investments Institutional Brokerage Group which provides very effective securities administration and custodial services to professional investment advisors. Fidelity’s arrangements with other investment company mutual funds provides our clients with access to more than thousands of different mutual funds.

Each client receives a monthly statement from Fidelity reflecting his or her month-end securities holdings, a listing of each security purchase and sale, cash and income transactions; and a report on the changes in monthly account values. Each client statement is consolidated and includes a report on each separate investment account under management (regular accounts, IRA’s, etc.).

It is always the right time to give very serious thought to your family’s financial future and its investment plans. We believe that it is almost as much of a family obligation as going to work. You will find that the costs of our investment management services, at less than 1% per year of assets managed, to be very reasonable. Ask us for a copy of our most recent Annual Mutual Fund Survey.

Tel:  212 594-8155
Fax: 212 465-0520
email: info@freemandavis.com